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With a motorcycle in traffic it is always dangerous because you never know what kind of drivers you can meet on the road. Having a good insurance is very important if you like the riding it, because you might get hurt or be involved in an accident, and then the medical assistance will be very expensive if your insurance doesn't cover it. To discuss the possible options and which one will be optimal for you, I would recommend you to ask a financial advisor https://www.humaninvesting.com, to be sure that you get the best care possible.